Is Self-Insurance for You?

Should your company self-insure its health plan? Here’s what you need to know to decide. Almost all (nearly 95 percent) of U.S. companies with at least 5,000 employees currently self-insure their employee health plans. But health cost inflation and increasing regulatory burdens make self-insurance a more attractive option even for smaller employers. Today, the self-funded…

USI’s Unique Underwriting Review

USI’s comprehensive underwriting process specializes in assisting employers who are facing unsubstantiated renewal increases.  Our process is designed to help business leaders develop a better understanding of the different benefits cost components and enhance every opportunity to negotiate favorable pricing for our clients’ medical programs. For example, in a recent case USI helped a 470-life company, facing…