New Jersey Update to Paid Leave and TDI

On February 19, 2019, New Jersey Governor Phil Murphy signed a bill expanding the state’s paid family leave and short-term disability laws. Assembly Bill 3987 and Senate Bill 844 apply to the New Jersey Family Leave Insurance (NJFLI) benefit, allowing NJ employees time to bond with a newborn or care for a sick family member.…

Opioid Addiction in the Workplace: How to Help Employees

Opioid addiction is on the rise and is affecting the workplace. The National Safety Council reported that nearly 70 percent of the employers they surveyed said prescription drug abuse has negatively impacted their companies. Businesses affected run the gamut. A national survey by the U.S. Substance Abuse and Mental Health Services Administration reports that the…

Disability Income Insurance Protects Your Most Valuable Asset

Most people don’t plan for a debilitating accident or illness during their working years. But three in 10 workers entering the work force today will become disabled before retiring. And only five percent of disabilities are work-related—meaning 95 percent of people with disabilities will not qualify for workers’ compensation benefits. Most of us know people…

The Long and Short of Disability Benefits

If you’re interested in offering a disability plan to your employees, but aren’t sure whether to choose a short- or long-term plan, consider these additional facts: Short-term The short-term plan is the most popular. According to the United States Department of Labor, 93 percent of private industry workers are covered by a short-term plan —…

The Case for Disability Benefits and What You Can Do About it

The majority of workers in this country have employer-sponsored health insurance, but only 30 percent of American workers in private industry have employer-sponsored disability insurance, according to a recent survey conducted by the U.S. Department of Labor. Disability insurance can replace a portion of pre-disability income if an employee is unable to work. The benefits…