Re-Enrolling Your Employees in Their 401(k)

Once you establish a 401(k) retirement plan for your employees, you might think your work is done. However, despite your retirement plan carrier’s best efforts to educate employees on how to make good investment decisions, many employees do not have appropriately diversified portfolios. One way to improve their retirement plan returns is to move all…

Can You Afford 30 Years in Retirement?

Have you or your employees saved enough for retirement? The Internal Revenue Service (IRS) says an individual could easily spend 30 years or more in retirement, and to retire comfortably could need up to 80 percent of their annual income. Unfortunately, a recent CNN Money report found that nearly half of those surveyed had only…

The Growing Trend of Nonretirement

Ah, retirement: The reward for a lifetime of hard work and savings. That’s the American dream, but the reality is 58 percent of American workers now expect to retire after age 65 or not at all, a new Transamerica Center for Retirement Studies’ report found. Many cite reasons related to income and benefits. “Most plan…