Communicating the Value of Your Health Benefit Plan

You’ve worked hard to choose and provide the right group health benefit plan for your employees. The premiums are reasonable, the deductibles are low and plan participants have a good choice of health care providers. That’s a good start, but there’s something else you should do — educate your employees. The more your employees know…

Pharmacogenomics: Better Health and Cost Savings

Drugs are formulated for normal physiology. Physicians with knowledge of a person’s unique genetic makeup can better determine which drugs will be most effective. Anyone who has watched a commercial for a prescription medication expects to hear a disclaimer warning of potential health hazards. Possible side effects — depending on the medication — can range…

Voluntary Benefits are a Hot Commodity

More employers are turning to voluntary benefits as a cost-effective way to help employees protect their financial assets. Employees, too, are looking for more robust benefit packages. A 2017 Aflac WorkForces Report reveals that 77 percent of employees expect their employers to offer dental insurance, while 70 percent want vision insurance. Nearly half of large…

USI/Cafaro Greenleaf to Host Complimentary Webinar Mar. 29 on High Deductible Health Plans

As companies continue to struggle with the increased costs and complexities of health insurance, employers in greater numbers are turning to High Deductible Health Plans (HDHP’s) as a solution. Cafaro Greenleaf is sponsoring a free webinar with USI Vice President Joe Snable on the facts about HDHPs.  RSVP Today! The webinar will take place on Wednesday, March 29,…

The Cures Act – Small Employer Health Reimbursement Arrangement

On December 13, 2016, President Obama signed the “21st Century Cures Act” (H.R. 34). The Act provides funding for biomedical research, BRAIN (Brain Research through Advancing Innovative Neurotechnologies) and precision medicine initiatives; cancer research; modernizing clinical trial design; and for mental health parity reform.  In addition, the Act exempts small employer health reimbursement arrangements (HRAs)…