Disability Income Insurance Protects Your Most Valuable Asset

Most people don’t plan for a debilitating accident or illness during their working years. But three in 10 workers entering the work force today will become disabled before retiring. And only five percent of disabilities are work-related—meaning 95 percent of people with disabilities will not qualify for workers’ compensation benefits. Most of us know people…

The Long and Short of Disability Benefits

If you’re interested in offering a disability plan to your employees, but aren’t sure whether to choose a short- or long-term plan, consider these additional facts: Short-term The short-term plan is the most popular. According to the United States Department of Labor, 93 percent of private industry workers are covered by a short-term plan —…

The Case for Disability Benefits and What You Can Do About it

The majority of workers in this country have employer-sponsored health insurance, but only 30 percent of American workers in private industry have employer-sponsored disability insurance, according to a recent survey conducted by the U.S. Department of Labor. Disability insurance can replace a portion of pre-disability income if an employee is unable to work. The benefits…

Use Voluntary Benefits to Help Retention

An improving economy will bring sighs of relief to many employers. Unfortunately, it could also bring increased employee turnover. A strong benefits program can help you retain your valuable employees. What factors do employees cite when they talk about leaving their jobs? Leigh Branham, an employee retention consultant, wrote in Workforce Management that only 12…