US Department of Labor, Employee Benefits Security Administration

The United States Department of Labor, Employee Benefits Security Administration (“EBSA”) is responsible for enforcing provisions of the Employee Retirement Income Security Act (“ERISA”), Title I, which define the fiduciary, reporting and disclosure obligations of private employee benefit plans.  Prior to 2003, EBSA was known as the Pension and Welfare Benefits Administration (“PWBA”).

ERISA has been amended to incorporate enforcement of healthcare provisions, including:

  • Consolidated Omnibus Budget Reconciliation Act of 1985 (“COBRA”)
  • Health Insurance Portability and Accountability Act of 1996 (“HIPAA”)
  • Newborns and Mothers Health Protection Act of 1996 (“NMHPA”)
  • Mental Health Parity Act of 1996 (“MHPA”)
  • Women’s Health and Cancer Rights Act of 1998 (“WHCRA”)
  • Genetic Information Nondiscrimination Act of 2008 (“GINA”)
  • Mental Health Parity and Addiction Equity Act of 2008 (“MHPAEA”)
  • Children’s Health Insurance Program Reauthorization Act (“CHIP”)
  • Patient Protection and Affordable Care Act (“ACA”)
  • Multiple Employer Welfare Arrangements(“MEWA”)


Form 5500

Multiple Employer Welfare Arrangement (“MEWA”)


Plan Documents

Summary Plan Description

Disclosure Notices

Fiduciary Duties

Fiduciary Education

Fiduciary Responsibility

Fiduciary Responsibility, Group Health Plans

Regulation and Guidance


The information contained on this site is for educational purposes only. USI does not provide legal or tax advice. For advice specific to your situation, please consult an attorney or other professional.

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