USI and Ultimate Culture Seminar in NYC Sept 6th

The A-B-C’s Of Building a First-Class Company Culture Building a great workplace culture matters more today than ever before.  Highly rated employers attract the hires they want, and retain the top performers they need.  So, what’s the secret behind having the “it factor” culture that people gravitate to? Join Ultimate Software and USI Insurance Services…

NJ Passes New Balance Billing Law

On June 1, 2018, NJ Gov. Murphy passed the Out-of-Network Consumer Protection, Transparency, Cost Containment and Accountability Act. This bill applies to emergency services and other care provided by out-of-network physicians in in-network settings (i.e. hospital-based physicians). It takes effect on September 1, 2018. The new law provides reforms to several aspects of the state’s…

Association Health Plans Final Rules

The Department of Labor recently published a final rule creating flexibility for employers and working owners to band together to sponsor a single Association Health Plan (AHP). The final rule allows multiple employers to jointly sponsor a single group health plan by expanding the Employee Retirement Income Security Act’s (ERISA) definition of “employer.” An AHP…

Stepping into Lower Drug Costs

Step therapy can save money but some say there can be a downside. One way to keep your health benefit plan’s overall costs lower is to encourage employees to choose generic drugs whenever possible. The U. S. healthcare system saved $1.68 trillion from 2005 to 2014 by using generic drugs, according to the IMS Institute…