Proposed Rules Address Prescription Drug Pricing

Last week, the Department of Health and Human Services (HHS) released a proposed rule to lower prescription drug prices and out-of-pocket costs by encouraging manufacturers to pass discounts directly to patients and bring new transparency to prescription drug markets. Please note, nothing has changed yet, as this is only a proposed rule. Even if finalized in its current…

USI Comments on the Rise of Telemedicine

In case you missed it, USI’s national health care practice vice president, Jeff Levy, was featured in Business Insurance Magazine’s November 2018 cover story, “Telemedicine expands care, adds exposures.” In the article, Jeff states, “We’re a mobile society. We are a consumer-driven society. We have to get our health care when it’s convenient for us, not when…

Association Health Plans Final Rules

The Department of Labor recently published a final rule creating flexibility for employers and working owners to band together to sponsor a single Association Health Plan (AHP). The final rule allows multiple employers to jointly sponsor a single group health plan by expanding the Employee Retirement Income Security Act’s (ERISA) definition of “employer.” An AHP…

Pharmacogenomics: Better Health and Cost Savings

Drugs are formulated for normal physiology. Physicians with knowledge of a person’s unique genetic makeup can better determine which drugs will be most effective. Anyone who has watched a commercial for a prescription medication expects to hear a disclaimer warning of potential health hazards. Possible side effects — depending on the medication — can range…