USI Interview with Goldman Sachs: Disciplined Middle-market Pricing for 2015

In late 2014, Goldman Sachs hosted its sixth-annual industry expert conference call with Michael Turpin, Executive Vice President of USI Holdings.

The call provided a front-line perspective on 2014-2015 pricing and employer benefit product trends, with a focus on the key small group and middle-market segments.

View the transcript in its entirety.

Highlights include:
– Uncertainty on policy and regulation, higher switching costs
– Risk aversion among employers means fewer plan changes
– Solid pricing, but we see cost-side risk to profit margins in 2015

For questions and further information, contact your USI benefits associate.

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