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What’s Hot in Insurance? Short-Term Care Policies

As more baby boomers retire, sales of short-term care insurance policies grow 20 percent. With the wave of baby boomers entering their golden years, sales of short-term care insurance policies grew 20 percent last year, a report by the National Advisory Center for Short-Term Care Information found. “Insurance agents are selling more short-term care insurance…

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Therapeutic Substitution for Generic Drugs

Using generic instead of brand-name drugs can save individuals, insurers and employers significant money. However, a new study indicates that billions more could be saved through therapeutic substitution. Generic drugs have the same active ingredients as prescription drugs, but cost significantly less. Therapeutic substitution differs from using generics. It is the practice of using the…

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Webinar: Everything You Need to Know about Qualified High Deductible Health Plans

As companies continue to struggle with the increased costs and complexities of health insurance, employers in greater numbers are turning to High Deductible Health Plans (HDHP’s) as a solution.   The rules and regulations surrounding HDHPs are constantly changing, particularly since the enactment of the Affordable Care Act. USI Vice President Joseph Snable is presenting a…

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Webinar: Voluntary Employee Benefits in the Post Health Care Reform World

The market for Voluntary Benefits has rapidly evolved since the passage of the Affordable Care Act (ACA). USI Vice President Joe Snable is presenting a webinar with Clear Law Institute on Wednesday, October 26 at 3:00 p.m. in which you’ll learn how to successfully incorporate Voluntary Benefits into your employee benefit program strategy to offset the…